A study conducted in Switzerland found that an individual’s family and employment history influence the timing of retirement. According to this study, women who experienced an early marriage and childbirth are more likely to have experienced career interruptions, part-time positions, and less chance to invest in private pension funds, resulting in less opportunity to leave the labour market early. Additionally, being single or divorced also makes it more difficult to retire early. Thus, individuals must consider their personal family history when engaging in retirement planning.
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